Medicare 2022
Standalone drug plans
What’s in the chart
Monthly premium: The monthly charge for every Medicare Part D drug plan. This is in addition to Medicare’s monthly Part B premium.
Annual deductible: What is paid out of pocket before coverage begins.
Generics in the gap: Whether a plan pays for generic drugs in the coverage gap, which begins when drug costs paid by the plan hit $4,430 for the year and ends when your own out-of-pocket expenses reach $7,050. Some plans offer generics in the gap only for select brands.
Rating: Medicare rates plans from 1 to 5 stars, based on customer satisfaction and certain health measures. The top rating is a 5.
What’s not in the chart
Medicare health costs: Drug plans are for people on Original Medicare who also have expenses for doctors, hospitals and, sometimes, supplemental plans. People with higher incomes may pay higher Part B premiums and drug plan premiums.
Total drug costs: Out-of-pocket costs can vary widely depending on which drugs are needed. For an estimated total cost of different plans, enter the specific drugs into Medicare’s online Plan Finder and search for drug plans.
Standalone drug plan chart
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| PLAN | MONTHLY PREMIUM | ANNUAL DEDUCT. | GENERICS IN GAP? | RATING: OUT OF 5 STARS |
|---|---|---|---|---|
| AARP MedicareRx Preferred S5820-010 Contact: 800-753-8004; TTY 711 |
$101.20 | $0 | No | ★★★-1/2 |
| AARP MedicareRx Saver Plus S5921-356 Contact: 800-753-8004; TTY 711 |
$63.20 | $480 | No | ★★★★ |
| AARP MedicareRx Walgreens S5921-383 Contact: 800-753-8004; TTY 711 |
$29.30 | $310 | No | ★★★★ |
| BlueMedicare Complete Rx S5904-002 Contact: 888-902-5708; TTY 800-955-8770 |
$174.30 | $0 | Yes | ★★★-1/2 |
| BlueMedicare Premier Rx S5904-001 Contact: 888-902-5708; TTY 800-955-8770 |
$77.30 | $480 | No | ★★★-1/2 |
| Cigna Essential Rx S5617-290 Contact: 800-735-1459; TTY 711 |
$30.20 | $480 | No | ★★★-1/2 |
| Cigna Extra Rx S5617-256 Contact: 800-735-1459; TTY 711 |
$66.80 | $100 | Yes | ★★★-1/2 |
| Cigna Secure Rx S5617-053 Contact: 800-735-1459; TTY 711 |
$33.10 | $480 | No | ★★★-1/2 |
| Clear Spring Health Premier Rx S6946-037 Contact: 877-317-6082 |
$19.70 | $480 | No | ★★-1/2 |
| Clear Spring Health Value Rx S6946-008 Contact: 877-317-6082 |
$29.40 | $480 | No | ★★ |
| Elixer RxSecure S7694-011 Contact: 888-377-1439; TTY 711 |
$66.10 | $480 | No | ★★★ |
| Humana Basic Rx Plan S5884-105 Contact: 800-281-6918; TTY 711 |
$50.60 | $480 | No | ★★★★ |
| Humana Premier Rx Plan S5884-157 Contact: 800-281-6918; TTY 711 |
$78.60 | $480 | No | ★★★★ |
| Humana Walmart Value Rx Plan S5884-190 Contact: 800-281-6918; TTY 711 |
$22.70 | $480 | No | ★★★★-1/2 |
| Mutual of Omaha Rx Plus S7126-010 Contact: 800-961-9006; TTY 711 |
$93.30 | $480 | No | ★★★-1/2 |
| Mutual of Omaha Rx Premier S7126-080 Contact: 800-961-9006; TTY 711 |
$35.20 | $480 | No | ★★★-1/2 |
| SilverScript Choice S5601-022 Contact: 833-537-3386; TTY 711 |
$29.10 | $480 | No | ★★★-1/2 |
| SilverScript Plus S5601-023 Contact: 833-537-3386; TTY 711 |
$63.40 | $0 | Yes | ★★★-1/2 |
| SilverScript SmartRx S5601-186 Contact: 833-537-3386; TTY 711 |
$7.70 | $480 | No | ★★★-1/2 |
| WellCare Classic S4802-083 Contact: 888-293-5151 |
$28.00 | $480 | No | ★★★-1/2 |
| WellCare Medicare Rx Value Plus S4802-214 Contact: 888-293-5151 |
$68.90 | $0 | No | ★★★-1/2 |
| WellCare Value Script S4802-146 Contact: 888-293-5151 |
$12.00 | $480 | No | ★★★-1/2 |
Compiled by Times correspondent Donna Winchester
Source: Centers for Medicare & Medicaid Services