Medicare 2023
Standalone drug plans
What’s in the chart
Monthly premium: The monthly charge for every Medicare Part D drug plan. This is in addition to Medicare’s monthly Part B premium.
Annual deductible: What is paid out of pocket before coverage begins.
Generics in the gap: Once you and your plan have spent $4,660 on covered drugs in 2023, you're in the coverage gap. Once you reach the coverage gap, you'll pay no more than 25% of the cost for your plan's covered brand-name prescription drugs. Some plans may offer you even lower costs in the coverage gap. The discount will come off the price that your plan has set with the pharmacy for that specific drug.
Rating: Medicare rates plans from 1 to 5 stars, based on customer satisfaction and certain health measures. The top rating is a 5.
What’s not in the chart
Medicare health costs: Drug plans are for people on Original Medicare who also have expenses for doctors, hospitals and, sometimes, supplemental plans. People with higher incomes may pay higher Part B premiums and drug plan premiums.
Total drug costs: Out-of-pocket costs can vary widely depending on which drugs are needed. For an estimated total cost of different plans, enter the specific drugs into Medicare’s online Plan Finder and search for drug plans.
Standalone drug plan chart
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| PLAN | MONTHLY PREMIUM | ANNUAL DEDUCT. | GENERICS IN GAP? | RATING: OUT OF 5 STARS |
|---|---|---|---|---|
| AARP MedicareRx Preferred S5820-010 Contact: 800-753-8004; TTY 711 |
$109.60 | $0 | Yes | ★★★-1/2 |
| AARP MedicareRx Saver Plus S5921-356 Contact: 800-753-8004; TTY 711 |
$64.40 | $505 | No | ★★★ |
| AARP MedicareRx Walgreens S5921-383 Contact: 800-753-8004; TTY 711 |
$28.20 | $350 | No | ★★★ |
| BlueMedicare Complete Rx S5904-002 Contact: 888-902-5708; TTY 800-955-8770 |
$170.10 | $0 | Yes | ★★-1/2 |
| BlueMedicare Premier Rx S5904-001 Contact: 888-902-5708; TTY 800-955-8770 |
$80.40 | $505 | No | ★★-1/2 |
| Cigna Extra Rx S5617-256 Contact: 800-735-1459; TTY 711 |
$70.50 | $100 | Yes | ★★★ |
| Cigna Saver Rx S56-17-361 Contact: 800-735-1459; TTY 711 |
$13.50 | $505 | No | ★★★ |
| Cigna Secure Rx S5617-053 Contact: 800-735-1459; TTY 711 |
$33.80 | $505 | No | ★★★ |
| Clear Spring Health Premier Rx S6946-037 Contact: 877-317-6082 |
$20.80 | $505 | No | ★-1/2 |
| Clear Spring Health Value Rx S6946-008 Contact: 877-317-6082 |
$29.60 | $505 | No | ★-1/2 |
| Elixer RxSecure S7694-011 Contact: 888-377-1439; TTY 711 |
$71.00 | $505 | No | ★★-1/2 |
| Humana Basic Rx Plan (PDP) S5884-105 Contact: 800-281-6918; TTY 711 |
$64.30 | $505 | No | ★★★ |
| Humana Premier Rx Plan (PDP) S5884-157 Contact: 800-281-6918; TTY 711 |
$83.40 | $300 | Yes | ★★★ |
| Humana Walmart Value Rx Plan (PDP) S5884-190 Contact: 800-281-6918; TTY 711 |
$36.50 | $505 | No | ★★★ |
| Mutual of Omaha Rx Essential S7126-113 Contact: 800-961-9006; TTY 711 |
$20.20 | $505 | No | ★★ |
| Mutual of Omaha Rx Plus S7126-010 Contact: 800-961-9006; TTY 711 |
$91.30 | $505 | No | ★★ |
| Mutual of Omaha Rx Premier S7126-080 Contact: 800-961-9006; TTY 711 |
$95.80 | $505 | No | ★★ |
| SilverScript Choice S5601-022 Contact: 833-537-3386; TTY 711 |
$32.50 | $505 | No | ★★★-1/2 |
| SilverScript Plus S5601-023 Contact: 833-537-3386; TTY 711 |
$70.40 | $0 | Yes | ★★★-1/2 |
| SilverScript SmartSaver S5601-186 Contact: 833-526-2445; TTY 711 |
$8.40 | $505 | No | ★★★-1/2 |
| WellCare Classic S4802-083 Contact: 888-293-5151 |
$31.80 | $505 | No | ★★★ |
| WellCare Medicare Rx Value Plus S4802-214 Contact: 888-293-5151 |
$71.30 | $0 | No | ★★★ |
| WellCare Value Script S4802-146 Contact: 888-293-5151 |
$11.20 | $505 | No | ★★★ |
Compiled by Times correspondent Donna Winchester
Source: Centers for Medicare & Medicaid Services